COBRA insurance alternatives - Douglas Insurance Group

COBRA Insurance Guides

Free, expert-written articles to help laid-off professionals navigate health insurance decisions — from a licensed Florida broker.

Latest Articles
Pillar Guide
Health Insurance After a Layoff: Your Complete 2026 Guide

Just lost your job? Here's every health insurance option available to you — COBRA, marketplace, Medicaid, and more — with costs, deadlines, and a step-by-step action plan.

Money Saver
7 COBRA Alternatives That Could Save You Thousands in 2026

COBRA isn't your only option — and it's often not the best. Compare 7 alternatives side-by-side with real cost estimates and find out which one fits your situation.

Eligibility
Can I Get COBRA If I Quit My Job? What You Need to Know

Yes, you can get COBRA if you quit — voluntary resignation is a qualifying event. Here's how it works, what it costs, and when a marketplace plan is the smarter move.

COBRA Costs
How Much Does COBRA Insurance Cost in 2026?

COBRA can cost $700–$900/month for individuals and up to $2,400/month for families. Here's the complete breakdown and why it's so expensive — plus what you can do about it.

Comparison
COBRA vs. ACA Marketplace Insurance: Which Is Better in 2026?

Side-by-side comparison of COBRA vs. marketplace health insurance. Cost, coverage, networks, and which option wins for laid-off professionals in Florida.

⚠️ Deadline
What Happens If You Miss the 60-Day COBRA Deadline?

The COBRA election deadline is one of the most strictly enforced in federal benefits law. Here's what happens if you miss it and what options remain.

Complete Guide
How Long Does COBRA Last? 18, 29, or 36 Months Explained

COBRA coverage can last 18, 29, or 36 months depending on your situation. This guide explains exactly which duration applies to you — and when a cheaper alternative makes more sense.

Eligibility
COBRA Qualifying Events: What Makes You Eligible in 2026?

Not every job or life change qualifies you for COBRA. Learn which events trigger your right to continuation coverage — and the deadlines you absolutely cannot miss.

Florida
COBRA Insurance in Florida: 2026 Costs, Laws & Better Alternatives

Florida-specific COBRA costs, the state's mini-COBRA law for small employers, and the ACA marketplace alternatives available in Tampa, Orlando, Miami, and beyond.

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